Pets Best Pet Insurance Waiting Period

What is the typical waiting period for a pet insurance policy.

Pets best pet insurance waiting period. In addition to our comprehensive pet health insurance coverage you can get all your pet health questions answered by veterinary experts day or night with our 24 7. Hip dysplasia is covered within 14 days which is very fast. The waiting period for an orthopedic problem or other chronic condition could be as high as six months. Waiting periods for accidents are 48 hours.

Your insurance coverage won t pay until you ve completed a waiting period. When enrolling in pet first the waiting time frame for accidents is immediate and illness is covered after 14 days. All embrace insurance policies have a 14 day waiting period for illnesses. This can be reduced or waived according to pets best s policy see details below in waiting periods.

Unfortunately most pet insurance companies. In some states congenital and hereditary conditions may have a year long waiting period but pets best generally doesn t cover these or only does so in a limited fashion after the pet s second birthday. All dogs have a 6 month waiting period for orthopedic conditions. Accident coverage begins three days after enrollment and illness coverage has the standard fourteen day waiting period.

Once you have committed to buying it is crucial that a company is able to deliver exactly in the way they advertised. Waiting periods are the following. Buying pet insurance is a very important decision that will have a huge impact on your pet s health and your finances. Pets best covers hip dysplasia after a 14 day waiting period as long as it wasn t a pre existing condition.

The waiting period for an accident could be much shorter 48 hours for example. Our plans also offer some of the shortest waiting periods in the industry. Most pet insurance companies offer a 14 day waiting period for both accidents and illnesses with some running a little shorter for accidents and some a little longer for illnesses. Although we can t guarantee.

Coverage for congenital hereditary conditions starts 12 months after enrollment. Just 3 days for accidents 14 days for illnesses and 6 months for cruciate ligament events. Here s a look at the companies. There are many companies offering pet insurance policies and the waiting period before your pet is eligible for coverage varies from one insurer to the next.

Most companies require at least 14 days before reimbursing you for a vet visit your pet needs for an illness. The good news is that you can reduce the waiting period for orthopedic conditions to 14 days by following the orthopedic exam and waiver process below. However a waiting period of 14 days is common for policies that cover illnesses. All pet insurance providers including pets best do not cover pre existing conditions in order to keep premiums lower for all pet parents.